OUR PRODUCTS / CARRIERS
We offer whole life policies for
anyone ages 0-85.
DEATH BENEFIT PRODUCTS
WHOLE LIFE
Permanent product that has no expiration as long as the premium is paid , some offer cash value.
IUL - Indexed Universal Life
Permanent product that has no expiration as long as the premium is paid earns higher cash value returns depending on the policy structured with your agent and carrier.
TERM LIFE
Term life policies cover a person for a specific period of time based on the coverage term selected by client, carriers coverage vary from term offers such as: 10,20,30,35,40 year terms.
LIVING BENEFIT PRODUCTS
DISABILITY
Income replacement based on current annual income earnings, which can be paid monthly or weekly (payout frequency depends on carrier plans offered)
CRITICAL ILLNESS
In case of Heart Attack, Stroke, Cancer diagnosis, you can be paid out a lump sum of funds to cover your living expenses or whatever you choose to use it on, no questions asked. Payout amounts vary from $5,000 - $100,000 (carriers coverage amount may vary) (These policies also cover a host of other conditions, ask your agent for more information)
Medicare
If you are 65 and over be sure to have you Medicare benefits in place, call us to go over your options.
OUR TRUSTED CARRIER PARTNERS
